Network overview Live
The Nomal Network is Jamaica's local-commerce network: VendaPay (merchant payments), VendaVault (consumer wallet), VendaPlus (retail point-of-sale), Nomal App (local commerce marketplace), and DistroLink (B2B distribution — in development). The network operates on a unified identity, compliance, and settlement architecture.
Evidence Live
The network's capabilities are documented in an audited, code-grounded system inventory maintained as the network's source of truth. This statement summarizes that inventory at domain level. Specifications are proprietary. Access is available under NDA to qualified institutional partners.
Payments Live
The network operates multi-method, dual-currency (USD/JMD) payment processing with redundant processor architecture. Specifications are proprietary. Access is available under NDA to qualified institutional partners.
Security Live
The network operates production security infrastructure spanning card tokenization, transaction authentication, and cryptographic integrity protections. Specifications are proprietary. Access is available under NDA to qualified institutional partners.
Fraud & risk Live
The network's proprietary Sentinel engine performs real-time risk scoring on every transaction across eight proprietary risk categories, with graduated enforcement. Specifications are proprietary. Access is available under NDA to qualified institutional partners.
Compliance Live
The network operates a production compliance framework of thirteen proprietary detection rules aligned to Jamaica's Proceeds of Crime Act, with international sanctions and PEP screening and in-platform regulatory reporting with statutory retention. Methodologies are proprietary. Access is available under NDA to qualified institutional partners.
Identity Live
The network operates risk-tiered merchant verification with a single canonical identity across all network platforms, including automated real-time identity verification on elevated-risk activity. Specifications are proprietary. Access is available under NDA to qualified institutional partners.
Financial inclusion Live
The network operates cash-inclusive financial infrastructure serving Jamaica's cash-first population, including agent-network and licensed-cambio integration and digitally formalized community savings. Specifications are proprietary. Access is available under NDA to qualified institutional partners.
Commerce Live
The network operates merchant commerce infrastructure spanning point-of-sale, marketplace discovery, and back-office operations, engineered for Caribbean operating conditions. Specifications are proprietary. Access is available under NDA to qualified institutional partners.
Civic infrastructure Live
The network's infrastructure powers civic platforms for donation transparency (TransparentRelief) and government disaster-recovery coordination (DizRec), deployed at parish level in Jamaica.
Roadmap In Development Architected
DistroLink, the network's B2B distribution platform, is in active development. — IN DEVELOPMENT.
The network's funding architecture is designed for future integration of JAM-DEX, Jamaica's central bank digital currency. No production integration exists today. — ARCHITECTED, NOT YET WIRED.
Additional currency corridors are on the roadmap. — ARCHITECTED.
Institutional participation
The network invites engagement from qualified institutional partners — financial institutions, regulators, development-finance institutions, and researchers. Detailed capability documentation, system audits, and integration specifications are available under NDA.